1. Your Personal Data 

 

The Personal Data Protection Act 2012 of Singapore (“PDPA”) governs the collection, use, and disclosure of individuals’ personal data by organisations in a manner that recognises both the right of individuals to protect their personal data and the need of organisations to collect, use, and disclose personal data for purposes that a reasonable person would consider appropriate in the circumstances. Personal data is defined in the PDPA as “data, whether true or not, about an individual who can be identified — 

a) from that data; or 

b) from that data and other information to which the organisation has or is likely to have access.”

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1.1 Examples of such personal data that may be collected from you include but are not limited to: a. your full name, email address, your telephone number(s), and any other information relating to you; and b. personal data of your family members, such as next of kin, spouses, children, or other beneficiaries.

2. Purpose of Collection of Personal Data 

 

2.1 Such personal data will be collected, used, disclosed, and/or processed for purposes such as:

a. providing product advice specific to the content on our website;

b. keeping you informed of new products, Condominiums, HDB Flats, and New Launches which may be relevant to you; 

c. compliance monitoring and audit reviews, due diligence checks; and 

d. compliance with any applicable laws and regulations.

 

Third party personal data (such as spouse, children and parents, Living Addresses, Postal Code) provided by you for the purpose of, but not limited to, the fact find process or naming as beneficiaries / life assureds in any policy application, or applying for a HDB or Condominium is deemed that you have obtained consent from the third party.

 

3. Disclosure of Personal Data 

 

3.1 We will take reasonable steps to protect your Personal Data against unauthorised disclosure. Subject to the provisions of any applicable law, your Personal Data may be disclosed to the following groups (not an exhaustive list): 

a. our financial adviser representatives; 

b. our business partners, Property Agents, or Estate Agencies;

c. third party service providers we may engage to provide services such as marketing and research, telemarketing, printing, mail distribution, information technology, and disaster recovery; 

d. regulators or law enforcement agencies to comply with applicable laws or regulations or upon their valid request.

 

4. Marketing / Optional Purposes 

4.1 From time to time, we may contact you via mail, electronic mail, or telephone (calls or SMS text), to inform you about new products, services, and events that we think may be of interest to you.

 

4.2 You can let us know at any time by emailing us at ask@verseconcept.com.sg if you no longer wish to receive marketing materials and we will remove your details from our direct marketing database.

 

4.3 Please note that we may still send you non marketing messages such as surveys, customer service notices, and other service related notices.

 

5. Use of Cookies 

 

5.1 A “cookie” is a small piece of information that is placed on your computer when you visit certain websites.

 

5.2 Cookies are used by the computer to remember your browsing preferences, keep track of your interaction with the website, and collect data for access analytics purposes.

 

6. Protection of your Personal Data 

 

6.1 Your Personal Data are protected from unauthorised access, collection, use, disclosure, copying, modification, disposal, or similar risks by having reasonable safeguards in place that are appropriate to the sensitivity of the data.

 

7. Change of Policy 

 

7.1 We may revise and update the Policy to take into account changes in our business and/or any changes in legal or regulatory requirements.

 

8. Contact Information 

 

8.1 If you have any questions or comments regarding the Policy, please contact us at ask@verseconcept.com.sg

 

9. Acknowledgment and Consent 

 

9.1 I acknowledge that I have read and understood the above Privacy Policy, and consent to the collection, use, and disclosure of my personal data for the purposes set out in the Notice.

 

I have read and agree to the Privacy Policy.